Credit card theft, identify fraud, and phishing attacks all describe ATO.ĪTO affects multiple account types and various e-commerce transactions. ![]() By Brett Johnson, keynote speaker and consultant on cybersecurity, cybercrime and identity theftĪccount takeover (ATO) or account takeover fraud is when an unauthorized person acquires a legitimate user's sensitive data in order to take over existing online accounts with the malicious goal of profiting from the value of the compromised account.
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